Mechanism Of Securing Customer’s Identity Using Biometric Verification
Anyone who ever used a fingerprint or facial scanner to unlock their smartphones would be familiar with biometric authentication. In this verification method, the system automatically takes a person’s unique physical traits like a fingerprint, facial features, iris scans, etc to validate the user’s identity. A Biometric verification system automatically compares the user’s identity marks with previously stored data.
However, there is a common misconception regarding the biometric authentication system that it automatically translates the user’s identity to make sure who they are. But in reality, there is a lot more involved with identity verification than matching specific biometric types. Out in the real world, biometric identification systems indicate that people trying to validate their identity are who they claim to be. It doesn’t necessarily mean authenticating the user’s demographics, but the details they enter on the online system like name, address, credit card number, etc.
But contrary to this, it’s also quite difficult to perform this verification process accurately. If some other person has access to confidential information that includes security questions – ultimately it would compromise the identity of your customer. Unfortunately, it would leave a negative impact on your organization. However, some biometric services coupled with other verification methods help with proving the person’s real identity.
Implementing Step-By-Step Biometric Verification
The modern verification industry has to offer a varied range of data security services that include biometric verification. However, we are familiar with the most common verification methods such as inserting keys or cards, using a secret word or providing any official document verification to conduct biometric verification online. By now, most enterprises are familiar with enquiring about the extra documents through a manual process. It requires significant time and effort during the manual verification process. Thereby, it makes biometric data a winning product. There are reasons to implement biometric verification which are:
- Providing Users With Easy Access
- Delivering Convenience
- Increasing the Reliability
- Providing Simplicity During The Usage
- Providing Universal Standardization
How to Face Biometrics Works During The User Authentication Process
There are more than a few methods to conduct biometric authentication that includes fingerprint scanning, voice recognition, and behavioral movements.
Because mostly biometric verification technology systems require reference data for comparison. However, below we will discuss a few steps involved with face biometrics – as it’s one of the most popular forms.
Step 1: Capturing ID Document
The online biometric verification process initially starts with taking the user’s picture of their government-issued ID documents like driver’s license, passport, etc – either with a smartphone or webcam. The ID document is validated through the power of artificial intelligence, coupled with computer vision and human overview to identify if a user ID is fraudulent or original.
Step 2: Capturing User Selfie
Then the user takes their selfie that is compared with a picture on their ID document to validate the person for who they are. It’s also to check if the id document is stolen.
Step 3: Live Detection With 3D Face Mapping
With a live selfie capture process, biometric solutions include a liveness check for verifying if the user is physically present or not. Moreover, it checks the spoof attempt.
Step 4: Online Account Creation
If all these verification points check out including any other background checks – the vetted user base is provided with the account credentials that are a username and password.
Step 5: Conducting Ongoing User Verification
The user usually has to capture a new selfie to login into the system because a complete face mapping was captured during the enrollment phase. For this reason, users just have to upload their selfies – taken one close-up and another from a bit far. This helps the system to reach a match or no match decision within a few seconds.
With other verification methods like document verification – there is no guarantee that the document is real or even possessed by a real owner. This is the reason, information not just on the document is important to ensure identity security. Therefore, biometric verification provides the best and most authentic way to validate the consumer base and helps to gain a reliable client base. However, it is an effective method to control fraudsters from committing an online scams. Incorporating a high-end security feature as a biometric verification system would inevitably create trust among the consumers.