It is becoming increasingly easier for credit cardholders to manage their accounts with the help of technology. Today, nearly all banks and credit card companies provide online credit card account access to their customers. You can access your credit card account through your existing online account if you have obtained a credit card through your current bank.
Benefits of an online account
Pay Your Bill
Online accounts make it easier to make payments. Your next online credit card payment can be made or scheduled while logging in to your credit card account.
Go Paperless
If you have a credit card, your issuer may allow you to enrol in paperless billing. Then, rather than receiving your credit card statement in the mail, you’ll receive an online credit card statement on email when it is ready to be viewed online. This option may be preferred to reduce clutter and benefit the environment, especially if you make most of your credit card payments online. It is important to know how to apply for a credit card account online if you own a credit card but do not possess an online credit card account.
Keep an eye on your account activity
Keeping track of your online credit card account activity at least weekly will make you aware of your balance and due date and ensure no unauthorized transactions. You can also keep track of account activity using mobile apps offered by many credit card issuers in addition to web-based accounts.
Steps to link a credit card to a bank account and get online access to your credit card account
Getting your credit card bills paid on time is often a problem for those who use credit cards. The first reason for this is that credit card users have credit cards with different banks, sometimes leading to credit card customers missing their credit card due dates. Thankfully, users now have the option to link all of their credit cards to a bank account of their choice, allowing them to see all of their required payments in one place. If you want to link your credit card to your online bank account, follow these steps:
- Log in to your online bank account by visiting the bank’s website.
- Click “service requests” or “requests” on your bank account page.
- The option to link your credit card with your bank account will appear. Click on it.
- Enter your credit card information – card number, expiry date, mobile number, birth date, and email address.
- Click “Submit” after entering all the card details.
- After you click “submit”, an OTP will be sent to the mobile number you have registered.
- Please enter your OTP and click “Submit”.
- Once this is done, we will submit your request to link your credit card with your bank account. Your credit card will be linked to your bank account within 24 hours to 72 hours.
Keep these things in mind when you link your credit card to your bank account
- The details of your name, date of birth, and address should match between all of your accounts and your credit card.
- It is not possible to link two accounts online. To do so, download the form, fill it out, and return it to the bank.
- Credit cards can’t be linked to NRI accounts.
- All your credit cards can be linked to your online banking account to easily pay your dues since you will only access one portal for all payments.
It is essential to keep in mind that no single credit card offers all the perks you are looking for. Every credit card indeed has its advantages and disadvantages. In addition, comparing credit cards gives you a better chance of selecting one that meets your specific demands. Making a thorough evaluation of your choices can assist you in making an informed decision.
Final Thoughts – You can get online access to your credit card by contacting your credit card company and requesting an online access login. You may be required to provide some personal information, such as your name, address, and Social Security number, to verify your identity. Once you have been granted online access, you will be able to view your account balance, transactions, and statements online. You may also be able to make payments online or transfer funds to your bank account. If you have any questions about online access to your credit card, please contact your credit card company directly. Thank you for choosing Bajaj Credit Card!
